Issues to Think About If Your Debtor Has the Same Name

Do you doubt collecting from a judgment debtor with a common name? Judgment gathering is difficult and time-consuming under the best conditions; add a famous name, and the procedure becomes even more complicated. 

You can waste a lot of time and energy going after the assets of someone with the same name as your judgment debtor, which could take months. You need to be sure you are going after the appropriate person before you can enforce your judgment. You can speak to a collection lawyer in New York who can guide you. 

How Can A Collector Help?

Your lawyer will employ an investigative team with the background and skills necessary for such work. They will ensure you save time on the wrong lead. When dealing with a widespread surname, thoroughly examining the available data is essential. Your detectives will help you sort through the data and get back on your feet. 

You usually have more knowledge than you give yourself credit for. Looking at the data you already have again for new clues can be a good starting point. This will allow your lawyer to help. 

Let us examine some of the evidence to be taken into account.

  • A judgment debtor’s address is one of the most critical pieces of information you can have about them. Where does the debtor call home? How about a deposition and a new address? Do you know the city or town, if not the precise address? Have you heard the judgment debtor boast about having a house “in the Hamptons”? Documents you have already received should be reevaluated at this point. Have you ever received a payment from the debtor that included an actual mailing address? Remember that even a previous address may be helpful to your detective.
  • Age: You may know the judgment debtor’s real or approximate age if you’ve worked or done business with them. Whose 40s are you interested in? Whose 60s? When was the last time the debtor celebrated their birthday online? With this data, your lawyer may zero in on the most promising leads and disregard the rest.
  • Helpful connections might be made through employment and corporate relationships. Have you got the debtor’s full name and job title? Does the party in default of a judgment serve on any boards of directors? Corporate filings might be a goldmine of information if you know your judgment debtor is a publicly traded corporation executive. Your lawyer will routinely review documents to collect necessary information, such as biographies, ages, residences, and signatures.
  • Do you know where your judgment debtor went to undergrad or graduate school? Magazines and websites for alumni can be a gold mine of valuable data.
  • Is the judgment debtor married, or has he or she ever been married? Having a family tree might help prove your identity.
  • Do you have a photograph of the obligor? A video deposition still might be retrievable. 
  • Identifying information about your debtor is crucial so you can do targeted searches.